Hi-Lo Gambler

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Thanks to Internet gaming, a huge genre of games has been developed around the concept of “Hi-Lo.” In all cases, the object is to predict correctly whether the next outcome in a series will be higher (Hi) or lower (Lo) than the most recent result. Typically, these games use decks of cards, dice, spinning wheels or other methods of generating random outcomes. Odds may be fixed or variable, depending on the structure of the game and its betting options.

In the game known as “Hi-Lo Gambler,” a modified deck of just 12 cards is used, 2~9 and Jack~Ace. Half of the twelve cards are from red suits and half are black. They are lined up left to right in order from smallest to largest along the bottom of the screen, with all cards face down but one. The object of the game is to predict whether the next card to be drawn will be higher or lower than this card, plus some additional betting options.

The control panel for Hi-Lo Gambler is spread out across three sections that appear above the sequence of cards. The middle panel is where the player selects a stake to wager by using the “Stake Down” and “Stake Up” buttons beneath the “Stake” indicator at the top. The minimum wager is £0.50 and the maximum is £100.

Once a stake has been chosen, the game’s music will start and the control panel sections on the left and right will light up. They contain all of the betting options. The one o the left has areas for selecting “Higher,” “Lower” or “Snap,” meaning the next card drawn will be the same as the current card. The corresponding odds for each wager are clearly marked. They will vary for Higher or Lower depending on the card currently showing, but the odds for Snap are fixed at 11.7X.

Clicking on any of the three options will immediately set the game in motion. The cards will begin flipping over, back and forth to the left and right, until one of them is shown as the next card. A loss will cause the Stake counter to fall to zero, the panel lights will dim and a new wager can be made. Any winnings will be added to the Stake, whereupon the player has three options: wager the entire Stake, collect all of the winnings by clicking on “Take All” in the middle section or collect a portion of the winnings by clicking on “Save Some,” in which case the remaining stake can be wagered.

The section of the control panel on the right offers six additional betting options. From top to bottom these are “Ace” as the next card worth 11.7X, “Ace or King” as the next card worth 5.85X, any “face Card” as the next card worth 2.93X, any “Club or Spade” as the next card worth 1.95X, and “Heart or Diamond” as the next card worth 1.95X, and any card valued “4~9” worth 1.46X. Again, clicking on any of these options will immediately set the game in motion. In Hi-Lo Gambler, it is not possible to create an accumulator bet.

When a wager is first placed, it is possible to adjust the value up until the bet is selected. However, after a win, it is not possible to adjust the wager, other than to Save Some. This is done in increments, but once an amount has been saved it cannot be added back to the stake. For this reason, it is sometimes preferable to Take All and restart the game with a higher stake, such as when an Ace or a Deuce is showing as the current card.

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