N.Y. Lotto Betting

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New York (N.Y.) Lotto is one of four jackpot games offered to the public in the state of New York, the others being Powerball, Mega Millions and Sweet Million. It is operated by the New York Lottery, a government institution established in 1966 and charged with raising funds for education. Employed directly are 350 workers, supported by a network of 16,500 retailers statewide.

Drawings for the N.Y. Lotto are conducted twice a week on Wednesdays and Saturdays at 11:21pm. Exactly six numbers plus a Bonus Number are pulled at random from a total of 59 numbers possible. In the New York City area, the draws are aired live on WABC Channel 7. Elsewhere, the winning numbers are scrolled across the screen during newscasts on selected channels.

N.Y. Lotto Playcards can be picked up at any New York Lottery retailer. Each card displays ten panels, each one showing the numbers 1 through 59. Using a blue or black pen or pencil, the player picks six numbers per panel to be played. Alternatively, Quick Pick can be used to have selections generated randomly by computer. The minimum amount to be wagered is $1 for two (2) panels up to $5 for all ten panels.

Once the Playcard has been completed, it is turned over to the retailer along with payment and a Ticket is issued in return. It is the playerís responsibility to verify that the numbers and the date printed are correct. N.Y. Lotto tickets cannot be cancelled and are void if issued after 11pm on the day of the draw. Players must be 18 or older to participate.

Payouts are made according to percentages of the prize pool available on a on a pari-mutuel basis, not as fixed odds. At least three matching numbers are required to win a cash payout. The overall probably of winning any prize is 1:46. The following table gives an indication of the likely amounts to be won for each level of success:

Numbers MatchedOdds of Winning% of Pool Paid Out$1 Bet Pays
61:45,057,47475.00%$22,528,737.00
5+bonus1:7,509,5797.25%$3,754,789.50
51:144,4155.50%$72,207.49
41:2,1806.25%$1,089.92
31:966.00%$48.08

If the top jackpot is not won in any drawing, the corresponding Prize Pool Money is carried forward and added to the next jackpot. If there are no second prize winners, the second prize pool money will be carried forward and added to the second prize pool for the next draw.

Players should note that in order to win the second prize, it is necessary to match at least five of the six numbers drawn plus the Bonus Number, which is the seventh number drawn. The Bonus Number is used only for the second prize level. It is not identified on the Ticket as a separate number nor is it used for the lower prize level payouts.

For the convenience of players, the New York Lottery has introduced a new Subscription Center for Mega Millions and N.Y. Lotto games. Subscriptions can be ordered, renewed and managed online so that jackpots are never missed and winnings are automatically sent to the winnerís prize account or paid by check. Subscription lengths range from five weeks up to one full year and up to ten multiple subscriptions are allowed from a single account.

For players outside the United States, a number of online bookmakers, such as Ladbrokes Lottos, offer wagering based upon the N.Y. Lotto at fixed odds. These are available as either six number or seven number games, with payouts ranging from 7X the wager for a single number bet up to 150,000X for five of the six Main numbers selected or 75,000X for five of the full seven numbers.

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