Hi-Lo Poker

Published: 12/03/2013

Lots of different versions of Hi-Lo games have been developed for wagering on the Internet. The best of them combine some element of skill and a familiar theme to engage players and keep them coming back for more. Such is the strategy employed in the game known as “Hi-Lo Poker,” which combines elements if Five-Card Draw Poker with the simplicity of a card-based Hi-Lo game.

The Hi-Lo Poker game board is divided into four sections. At the very top is the paytable, showing all the Poker Payouts possible. A message display appears directly below it. In the middle of the screen are the positions for five playing cards, initially shown face down. At the bottom of the display is the control panel, with buttons for “Stake,” “Deal,” Hi,” “Lo” and “Collect.”

At the very start of the game, the message display will flash alternately between “Hi-Lo Poker” and “Please select stake and press deal.” The game begins with the player choosing a Stake from £0.50 to £10 by using the +/- toggles next to the “Stake” indicator and then clicking on the red “Deal” button. Almost immediately a drumbeat will begin playing in the background as the first card on the far left is flipped over to reveal a value. The message display will read, “Dealing, please wait” and then “Please choose higher or lower.”

The player may now forecast whether the second card will be “Hi” or “Lo,” i.e. higher or lower than the first card. There is no wager for “Same” or “Snap,” and it is not possible to surrender and “Collect” the wager back at this point. As the player passes the cursor over the Hi or Lo buttons, the message display will show the payout odds associated with each selection.

Once the player has clicked on a choice, the second card will flip over to reveal the outcome. If the player’s prediction is incorrect, the stake is lost and the game reverts back to its original starting position with all five cards concealed. However, if the player’s forecast is successful, two options are made available, either to press “Collect” and end the game with whatever stake has been accumulated or to again choose Hi or Lo for the third card.

This process continues until all five cards have been revealed or the player decides to press Collect. Note that some special rules apply to the comparison of cards. If the card drawn is the same number, then the card is measured by suit; (low to high) Diamonds, Hearts, Clubs or Spades. Also, Aces are counted as both Hi and Lo and have no suit order. That means that an Ace acts as an automatic win and it is impossible to lose when betting either Hi or Lo on an Ace.

Once all five cards are known, the player may decide to try to increase the winnings by drawing cards to improve the five-card poker hand. Any five-card hand is a winner at odds 1X time the stake, but a pair of Jacks or better is worth 1.5X and two pair is worth 2X. Higher multipliers are awarded for even bigger hands: 3X for three of a kind, 4X for a straight, 5X for a flush, 7X for a full house and 20X for four of a kind. A straight flush will pay 50X and a royal flush is worth 100X.

Note that the player may swap only two cards once the five-card hand has been revealed. In order to swap, the play must click directly on the card to be traded and then choose whether the replacement card will be higher or lower than that card. Correct swaps will add to the stake, but it possible to choose Collect before swapping or after the first swap if it doesn’t go as planned. After the second swap, no matter what five cards make up the hand, the game ends and any winnings are remitted.

Published on: 12/03/2013

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